High Risk Merchant Account Ecommerce Platform

When PayPal Freezes Your Account, Shopify Bans Your Store, or Stripe Shuts You Down

Shop Ave is an ecommerce platform built specifically for high risk merchants. We provide integrated high risk payment processing for CBD, supplements, kratom, adult products, and other high risk industries that can’t use Shopify or mainstream payment processors.

Why Payment Processors Shut Down High Risk Merchants

High risk merchant accounts get terminated because traditional payment processors and ecommerce platforms weren’t designed for businesses in high risk industries. CBD merchant accounts get frozen. Supplement companies wake up to suspended Shopify stores. Kratom vendors lose access to funds without warning.

PayPal bans CBD merchants citing regulatory uncertainty. Stripe’s policy is zero tolerance for high risk products—your account gets frozen immediately if they discover you’re selling restricted items. Shopify suspends stores for ‘violating acceptable use policy’ even when you’re operating legally.

One day you’re processing orders, the next day your payment processor shuts you down and holds your funds. The cycle repeats: apply for a new merchant account, get approved, start processing, then get terminated 30-90 days later.

High Risk Ecommerce Platform with Integrated Payment

Shop Ave solves the high risk merchant account problem by integrating payment processing designed for high risk industries directly into the ecommerce platform. No separate merchant account application. No waiting to see if a payment processor will accept your business. No surprise terminations.

Our platform includes high risk merchant account capabilities for:

What Happens When Shopify Bans Your Store

Shopify banned your store. PayPal froze your account. Stripe shut down your payment processing. You’re not alone—thousands of legitimate high risk merchants face this every month.

When Shopify suspends your store, you lose access to your admin panel, can’t fulfill orders, and your funds get held during their review process. When PayPal bans CBD merchants, they freeze your account balance for 180 days. When Stripe detects you’re selling high risk products, they terminate immediately and hold your funds pending review.

The problem isn’t your business—it’s that mainstream platforms can’t handle high risk merchant accounts. Their payment processors don’t specialize in high risk industries. Their compliance teams flag anything outside standard retail.

Alternative to Shopify for High Risk Merchants

Shopify

Requires separate payment processor. Bans high risk merchants. Freezes funds during review.

WooCommerce + Traditional Processor

Payment processors terminate high risk accounts. No integrated solution. Constant platform instability.

Shop Ave

Integrated high risk merchant account. Built for merchants selling high risk and regulated products. No surprise terminations.

CBD Merchant Account Platform

CBD merchants need specialized payment processing. PayPal doesn’t work with CBD. Stripe bans CBD products. Shopify doesn’t process CBD payments. Square’s CBD program has limited availability and strict requirements.

Shop Ave provides CBD merchant accounts integrated into the ecommerce platform. Hemp-derived CBD products, CBD oil, CBD edibles, CBD topicals—all eligible for merchant account approval. We handle FDA compliance guidelines, THC testing requirements, and state-by-state CBD regulations.

No more scrambling to find a CBD merchant account after your processor shuts you down. No more frozen accounts when your payment platform discovers you sell CBD. Shop Ave specializes in CBD merchant accounts.

Supplement and Nutraceutical Merchant Accounts

Supplement companies face high risk merchant account classification due to regulatory scrutiny, health claims restrictions, and chargeback rates. Traditional payment processors terminate supplement merchant accounts citing FDA concerns or customer dispute volumes.

Shop Ave’s platform handles supplement and nutraceutical merchant account requirements. We understand dietary supplement regulations, structure-function claims limitations, GMP compliance, and adverse event reporting. Our high risk merchant account platform supports subscription models common in supplement businesses.

High Risk Merchant Account Requirements

Compliance-First Processing

Age verification for adult products. THC limits for CBD. Labeling compliance for supplements. State shipping restrictions for kratom.

Chargeback Management

Dispute management and fraud prevention tools designed for high risk merchant account chargeback rates.

Payment Security

Bank-grade security infrastructure. PCI-DSS compliance. Encrypted payment data for high risk transactions.

Account Stability

No sudden terminations. No frozen funds. No surprise policy changes for high risk merchants.

Why High Risk Merchants Choose Shop Ave

Built for high risk from the ground up. We didn’t adapt a mainstream platform for high risk merchants. We designed Shop Ave specifically for businesses that can’t use Shopify, need more than WooCommerce offers, and require integrated high risk merchant account capabilities.

No judgment on your business model. You’re a legitimate business in a high risk industry. We provide professional ecommerce infrastructure without apologizing for serving high risk merchants.

Transparent pricing for high risk merchant accounts. No hidden fees. No surprise rate increases. No rolling reserves without disclosure. We’re upfront about high risk merchant account costs.

Direct support from high risk specialists. Our team understands high risk industries. We’ve worked with CBD merchants, supplement companies, kratom vendors, and adult product retailers.

Ready to Build Your High Risk Merchant Account Store?

Shop Ave is the ecommerce platform with integrated high risk merchant account capabilities for CBD, supplements, kratom, tobacco, adult products, and other high risk industries. Get started today.